For the past 3years, we have advanced to servicing high-end delinquent Default Accounts, all Commercial, whether in the Client’s personal or company name, specifically Mortgages, which requires long-term Restructuring, because they may not have the available funds for immediate Settlement. Most times the Liability could range from AED 5 to 100million or more.
These Debt Values are normally high, which exposes the Debt to immeasurable Risks, where it is the Business Owner’s responsibility to take Ownership and Responsibility, before it escalates into a serious Legal Status, because then Mediation, Negotiation and Finalization is a tough task and without experience, Clients battle to regularize themselves.
From inception EFFRS has been fortunate to facilitate Debt Workshops for Corporate Employees, due to historical dire situations of employees over-leveraging themselves with UAE Bank Credit Facilities and then unable to maintain their commitments, so the Legal Calls inevitably reach the HR Offices. This also applied for new employees, before they considered over-leveraging themselves.
DEBT BLUEPRINT CREATION, CONSOLIDATIONS, RESTRUCTURES, SETTLEMENTS, BUY-OUTS, LAND DEPARTMENT SETTLEMENTS, SCHOOL FEES OVERDUE SETTLEMENTS., CORPORATE DEBT WORKSHOPS, WHERE WE SERVICE A FULL REMEDIATION PORTFOLIO OF EXPERIENCED, PROFESSIONAL DEBT REMEDIATION SERVICES AND HAVE ACHIEVED AN EXCELLENT 98% SUCCESS RATE FROM 2010, WHICH INCLUDES RETAIL ACCOUNTS, COMMERCIAL/COMPANY ACCOUNTS, MORTGAGES AND MORE. OUR ENTIRE SERVICE DELIVERABLES IS ALIGNED WITH GLOBAL BEST PRACTICE STANDARDS WHERE OUR PHILOSOPHY, IS ABSOLUTE 'VALUE CREATION' AND SO REFERRALS CONTINUE TO BE OUR CONTINUITY OF BUSINESS, AS OUR CLIENTS ARE ALSO LOYAL ONCE WE HAVE RESOLVED THEIR DEBT PROBLEMS...
Each EFFRS Client’s solution is tailored to their current Debt situation, linked to the reason for Delinquency, Employment Status, therefore Repayment ability, commitment, Emotional Intelligence Levels and state of mind, as they are normally saturated with Fear, Anxiety, Depression, Retreating from Relationships, Demotivated and willing to give up, after unsuccessfully trying to resolve their Debt-Crisis. So, our Debt Remedial Services, includes Debt and Credit Counseling to prepare them for their Debt Recovery Journey, means we render a full circle ‘Turnkey Solution’, linked to stabilizing their state of mind.
This can pertain to VIPs/VVIPs or Clients with extremely high Debt Values in high millions, who require absolute discretion and Confidentiality, despite this being our Policy anyhow and they would have Legal Cases already file with Legal Holds, which we directly mediate with the Creditor, and/or they could be overseas and wishes to return and needs Remedial Services, also to secure Release of their Legal Case/s via their UAE Creditor, so we also provide this ‘Turnkey Service’, including a completely digital mode of communication if they are overseas and if they are in the UAE but do not wish to physically meet with us, then we convene Confidential Online Meetings.
This has become very common over the latter years, especially for Clients who resided in the UAE and opted to exit, either due to Employment Termination, a failed business or any other crisis back home and now wish to return, except they may already have Legal Cases filed against them for their outstanding liabilities and this is where EFFRS “Create Value” to fully support them to return, where we will directly mediate, negotiate and finalize a Settlement, sometimes Legal Case/s Releases where possible, ensuring they can return and we monitor them after ensuring their Legal Creditor Remedial Agreements or Letters, until they arrive in the UAE. All communication is facilitated Confidentially Online with them.
This Service will be rendered to the Client if they feel they just need a bit of assistance, that they can undertake the Debt Remedial Assignment themselves to save paying full EFFRS Service Fees, where we then Create their unique Blueprint for their Debt situation and then they assume the full tasks. We do include limited support in specific areas of this process, where this also ensures they can apply the same process to all of their Debt with their UAE Creditors. If the case is complicated, it could result in them being unsuccessful, because they are not Specialists within this domain, but we try to support them to the best of our ability.
EFFRS remains open for future Collaborations and are empaneled by UAE Bank Debt Remediation Companies which were ex Collections & Recoveries Departments, where we apply our specialist ‘Soft-Skill Tools and Techniques’ being more effective than historic policies and procedures applied. This Creditor could be a UAE Bank, Finance House, Real Estate Collections and similar, as our sole task is to Recover Overdues and we have mastered the process by refraining from victimizing Clients and convincing them in a professional, courteous, humane way, to take ownership and responsibility for their Debt situation.Â
When current UAE Bank or their respective Collections & Recoveries Agencies are proficient in professional Debt Remediation in all its aspects, the numbers achieved will drastically increase and this from our vast experience, as the Pioneer of Debt Remediation we successfully launched into the UAE in 2010, when UAE Banks were not yet undertaking these Tasks. Hypothesis, when you put immeasurable pressure onto a Debtor, be advised that they are more informed of the debt legalities, so if you offend them, or you victimize them regardless of the Risks they face, they will not co-operate. So we remain open to undertake Debt Remedial Training, if requested.
EFFRS earned our Credibility, reputable Brand by consistently and repeatedly achieving Excellence in our Service Deliverables, in saving Community Lives, Relationships and Business Recovery or Recreating another Business and Rebuilding to achieve new desired Success! That scenario could also mean that a Private Debtor successfully recovers by embarking on a Debt Recovery Path and many of our Clients have reached that Milestone. In Debt, Clients should understand that by approving to commit to a Professional Service Fee, shows their utmost commitment to the serious Assignment, where the Law of Life dictates that we pay our dues, regardless. This also means that unmatched Lessons are Learnt, because we also take our Business and Remedial Services seriously. It is of utmost importance that we continue to maintain our Trusted Relationships, with our UAE Banking Partners and other Creditor Organization Clients. The additional Service Components within our Portfolio extends to further assist our Clients to rebuild, so they may wish to opt for a New Company Registration instead of reverting to employment again, or wish to Establish a Debt Remedial Company in another GCC Country, the choice is always theirs and it would be a practical, logical decision and outcome, viable for their next life's phase.
GCC Dignitary [Confidential]; Snr. Bank Manager; Snr Engineer; UAE National;
I am so Thankful that EFFRS Team achieved the impossible, by saving my initial Investment in Real Estate in Doha by a Dubai Developer where the Project was cancelled and they secured a replacement of 2 Units for the same value in a prestigious completed Dubai Project, so I lost nothing!
I couldn’t believe I made such a mess of my Finances, until EFFRS saved me to Consolidate and Restructure all my liabilities at multiple UAE Banks, so I could afford to repay them all monthly. The peace of mind I now have is priceless and to think my accounts were all pending Legal Action!
Thank you for saving my life to Restructure my Debt, so I could process my new Residence/Employment Visa seamlessly. Without this being completed, I would not have survived to sustain myself and only your continued support and commitment kept me in a safe place!
INSPIRATION AND MOTIVATION REGULARLY WRITTEN BY EFFRS TO ENCOURAGE YOU TO BECME DEBT-FREE
Particularly when you know beforehand, or you are suddenly faced with a dire Debt-Crisis situation, then you should act immediately, not procrastinate, as it is the ‘Thief of Time’. Meaning the longer you delay, the more the debt problem worsens and snowballs and you find you personally, have no solution, because you end up creating
Taking Ownership and Responsibility for a Debt-Crisis with Commercial Debt is Critical! As the only Authentic Remedial Company in the UAE, we are approached with dire values of Commercial Debt, where the Owner sees no positive way out of the situation. Prolonging finding a solution, results in recurring Penalties and Interest compounded onto your Principle
Why can someone else take the risk and enjoy success and not you? We always underrate our knowledge, experience and expertise accumulated sometimes over decades. So if you have a heart’s desire to become an Entrepreneur, you procrastinated for years, you have saved a nest egg for ‘in case’ but now you are hesitant after
Welcome to EFFRS Loans & Overdues Rescheduling Services LLC, Dubai, United Arab Emirates
It is an absolute Dream to repay your Debt, especially when you are facing a dire Debt-Crisis, where most people think it is impossible, this is where they have convinced themselves of the impossibility. The impossible is only possible, if a Debtor takes Ownership and Responsibility for their Debt, and then progress to formulating a Strategic Plan to get out of Debt and that is the pivotal EFFRS Role and Responsibility, because we have an impeccable 98% Debt Remedial Success Track Record to date.
“Nothing Changes, Nothing Changes”……..
Debt has rules that must be followed, as it is a Lesson in your Life that you must overcome and nobody out there is going to do it for you and you know this to be true, because when you face dire situations, there is almost nobody out there to support you, then everyone disappears into think air and many of us have been there, but facing your challenges, builds inner strength and resilience, where finally, you get to embrace your own peace!
Let me share with you, that you have come to the right place, because EFFRS has spent 15years already restoring the lives of UAE Communities, whether Personal or Commercial/Business Debt, where our Clients are either recovering or completely Debt-Free and residing here rebuilding their lives. Some of them could return to the UAE and start all over again, to live their new Dream! Over the past few years, EFFRS has transitioned more to Commercial Debt, especially with high-valued Debt and also VIP/VVIP Debt, where a high degree of discretion, confidentiality and integrity is applied with these cases. It is hugely fulfilling to succeed with these cases, because the Client’s situation from their perspective, is that there is no hope and we guide them to prove them wrong. Mistakes can be rectified, and nobody should take it upon themselves, especially Creditors, to act judgmental and inhumane, we don’t tolerate that form of behavior, which is why we provide a Neutral Emotional Debt Remedial Service.
Reach out to us at any time, we will respond as soon as we can, where the change you seek, is wrapped up in a Turnkey Solution of Debt Remedial Mentorship, including Debt and Credit Counseling, Personal Transformation and Rebuilding your Life!
Reach out the Theda Muller theda@effrs.com (+971 501160367 / +971 542668325); OR.
May Princess Talastan may@effrs.com (+971 542668326)
Thank you!
Warmest Regards
TEAM EFFRS
