Since we announced that EFFRS have now elevated our Company Profile to High-end SME’s, Commercial and Corporate Clients, as this is a specialized segment, that requires a high-level of Debt Remediation Skills, experienced People Skills, sound Banking and Finance expertise and understanding the entire Debt situation faced by these Clients from inception and what the relevant Legal Laws and Regulations are, that can be positively applied, to secure good Settlements and Restructures for these Clients. This is our core task and we do them very well, because we are the Pioneers of Debt Remedial in the UAE from 2010 and still have no competitors.

  1. The basic Principles on securing successful Debt Remedial Agreements from your UAE Creditor Banks, or other Creditors, is providing the most current, accurate information and documentation.
  2. Taking Ownership and Responsibility for your Debt, not creating animosity and ‘pointing fingers’ at the Creditors, because 99% of the time, they are not at fault, because they were not afforded the Credit Facility, never spent the money and was therefore not liable for payments.
  3. One key point you as the Debtor Client is to understand that Creditor Staff and their respective Management are understanding most of the time, but your approach and attitude is most times the reason why you don’t succeed in securing any Settlement or Restructure Plan.
  4. Learn to put all your situation on the table, leaving no room for error, as people can sense when you are authentic, or trying to be manipulative and under-handed, where most of them are experienced.
  5. Be Transparent always, people can sense when you are hiding anything from them.
  6. If you have other Debt at a variation of other UAE Creditors, put them on the table too.
  7. Have your official Legal documents at hand, including, but not limited to, current bank statements, legal notices, legal court documentation, payments and receipt proof.
  8. Present your ability to pay and what your Creditors must consider for future EMI’s or full Settlements.

There are many other pointers, but then we would be compromising our Policies, however, should you first wish to meet with us, then you can schedule an Appointment with our CEO, for a Confidential Debt Advisory Session, which can be 2-4hrs or half a day, depending on your exposure.

Even if you have exited the UAE, we can convene this Advisory Session online as we are accustomed to using this mode of communication, as and where relevant.

We look forward to your reach and remember, you have nothing to hesitate about, neither afraid of, once you are our EFFRS Client, we take control for you and assure you of our very best commitment and a successful outcome!