Simply put, we deliver a high standard of Debt Advisory, where the outcome is your own unique Blueprint on a full guideline you will have the option to follow, to expedite the Debt Remedial Process with your UAE Creditors, whenever you are ready to do so.

We have understood that there are Clients facing a Debt-Crisis and we include our high-end Portfolio, where they do not have access to additional funds to meet our Service Fees, so they are guided on all aspects of approaching their Creditors to resolve their Debt problems.

This may include and not limited to:

  1. Debt Table Creation
  2. Creating projections to present for review, response and approval.
  3. Creating an initial Budget Schedule they can follow encompassing all components.
  4. Listing all Creditors.
  5. Salvaging all latest UAE Creditor Statements (and yes, a person in Debt is hardly ever up to date, has no clear idea of their indebtedness and has stacks of statements they have not opened for months or years and this could include Legal Notices.
  6. Checking all UAE Bank Creditor correspondence to most accurately ascertain their Legal Status.
  7. Prepare mentally to meet with their Creditors, this requires insight and in-depth knowledge of their Debt Status.
  8. Basic Education and Guidance to be fully conversant in Debt Remedial discussions.
  9. Know how to be consistent and religiously Follow-up on Meetings, Requests status, etc…
  10. Pointers for the best Mediation and Negotiation Methodologies and Skills.
  11. Finalizing your Remedial Request.
  12. Legal Documentation to secure and processes to be aware of.
  13. How to close your Debt Remedial Request.

Depending on the Client Category, will determine the Debt Advisory Session/s tenure. This is a serious process and only recommended for Debtors who have taken Ownership and Responsibility and want to become Debt-Free!

If this resonates with you, then please email theda@effrs.com