The initiators of EFFRS have shifted their own paradigm since the global financial downturn in realizing the dire need of humanity to survive, that the ‘old habits’ applied to debtors for decades is a ‘spirit-breaker’ and has no connection to restoring their dignity, self-love, self-acceptance, evolving free of emotional fear and turmoil and being given a second chance to transform their lives.
Many situations are not self-inflicted but debt collectors continue to utilize harsh approaches and tactics where the repercussions for the debtor is disastrous most times. Realistically debtors become incapable of recovering because their entire being is engulfed in fear and hence procrastination, until their situation spirals and snowballs out of control.
Destroying people and families intentionally for the targets and commission does not serve the collector or his life because you get what you put into your own life. We must be bearers of torches of wellbeing and recovery but most of us have yet to learn this very important principle, i.e. where you can help, then do it in good faith versus intentionally destroying someone resulting in their job loss, being unable to support their families where many finally resort to self-inflicted harsh measures. Those outcomes can never be reversed.
When you practice and have good Intentions, then the outcome is good, that is the Law of Life.
So the initiation of EFFRS was born our of 5years of committment to fully suppoert UAE Communities to fully recover from their Debt-Crisis in the most affordable way where both Debtors and Creditors do not lose and money in terms of commissions paid by Creditors is minimized.
Our approach is sincere and holistic with a full commitment to serve with the realization that Debtors have a responsibility to repay their liabilities and Creditors have the right to enforce their rights as their businesses are not charities.
Debtors must also learn to set their Intentions with sincerity and commit to repaying their debt with the same goodwill that it was approved and disbursed.