Archives September 2015

Locally and globally people are continuously reaching out to just try and change one life as it makes a huge difference and has a phenominal effect on the wellbeing and recovery of a person.

You may not be conscious of this fact, but it exists. The historic hard core abrasive attitude of collections companies and other creditors will fade out quicker than what we know because the human being only responds to try their utmost to meet a commitment when requested to do so respectfully. Here lies the key to secure a debtor’s commitment however we know from experience that those who still follow the old routine, don’t see these changes coming.

EFFRS was borne out of a necessity to serve communities after the CEO has spent the past 5years totally committed to help debtors by serving and supporting them unconditionally and successfully too! She wrote and published 2 books on the subject of debt which is available on www.amazon.com, the links below so kindly take the time to read the reviews as they are from all over the world.

• http://www.amazon.com/Embrace-Financial-Freedom-Release-Emotional-ebook/dp/B006QMP2AY
• http://www.amazon.com/Embrace-Financial-Freedom-Releasing-Embraceseries-ebook/dp/B00AXAT2CE

She took it a step further by writing weekly articles for 2 of Dubai’s key newspapers and you can review some of those articles posted here, the rest is available online on www.emirates247.com, just google her name.

• http://www.emirates247.com/business/economy-finance/personal-finance-how-to-decide-who-can-help-your-debt-crisis-2015-08-29-1.601633
• http://www.emirates247.com/business/economy-finance/personal-finance-why-debtors-cannot-shell-their-crisis-2015-08-23-1.601033
• http://www.emirates247.com/business/economy-finance/personal-finance-battling-the-debt-trauma-2015-08-15-1.600355
• https://dl.dropboxusercontent.com/…/DW…/dw_v01-i27_book.html

She continues to receive regular requests to participate in writing articles on the subject of debt in the UAE.

The purpose of these references is intended for you to gain a level of comfort in dealing with our EFFRS professional team as the leaders are leading by example and are experts in this domain. Hence we do our utmost to fully support you on this debt recovery journey.

Nobody loses when they consult with our EFFRS professional Team and this is our core objective in our business.

So you could be:

• Facing a debt-crisis.
• Want to settle some of your debt but don’t know how or not securing lucrative final settlement amounts.
• You could be in the process of losing your home to your Creditor and have not succeeded in securing any form of solution.
• A Creditor trying to secure their ourstanding debtors with no avail.
• A local or global real estate investor who invested in local projects but has no clue of the status, or how to recoup your funds – We have sterling relationships with most key developers and a 100% track record to date for securing refunds for investors. So you don’t have to be in the UAE for us to undertake this assignment for you.
• Your requirement may not be listed above however we are accustomed to unique requests, perhaps a first-time problem where we have the resources, experience and ability to successfully undertake this assignment.

Just drop us a line at info@effrs.com where all requests received are treated in the strictest confidence, be assured and without exception.

No, we are creating a community of like-minds and providing you with a full-circle of solutions, not just for your debt, but also to transform your life and the personal aspect of coping daily to get through this cycle to full recovery.

An integral part of our service deliverables is we help you transform your life which means we give you the facts, as the situation really is, we coach and guide you until your emotional state of mind is equalised and then we take it to the next steps.

The outcome being fully fulfilled and effectively being able to manage your new life with peace of mind as this is key to the healing process and the negative psycological effect debt has on anyone who faces this problem.

Our relationships with our Creditor Clients has been nurtured for almost 2 decades so we have established immeasurable trust and integrity, a gift we bestow to you during this initial process.

We believe in ‘Sharing is Caring’, we touch one life, you touch another and so it has a significant ripple effect where you have no idea how many lives are changed as we progress.

If your debt has snowballed out of control and you feel like you are facing a brick wall, then obviously you need urgent support.

• We provide this confidential assistance in a neutral environment applying our softer skills technique where we ensure you are comfortable opening up to us – This is our job, we are here to help and guide you onto your road of recovery.
• When you’ve tried everything possible, or you simply never tried, ignored the problem and now it’s so out of control that you feel like throwing in the towel – There is no better time than now to meet with us urgently!
• When you desperately want to get out of your debt rut and you have no clarity, you don’t know how to take responsibility or ownership of your debt problem – We have the solution.
• When you wish to consult with professionals who have sound relationships with your Creditors – We we facilitate the process on your behalf.
• When you sincerely want the nightmare to be over and you are genuinely committed to repaying your dues in full – Then you have come to the right place!
• When your expenditure way exceeds your income and you are clearly not coping – We are your only option as we will see this process through until the end for you.
• What is the process? – Bring all your liability documentation, ID, Employment Visa copy, Emirates ID and bank statements with you as it will assist us to speed up the process.

Our official opening and launch is planned for the 20th September 2015, however it is pending completing the setup process and successfully co-ordinating with all of our parties to ensure we present a professional image and render the high-end deliverables we have planned as a Team.

The time has come to present ‘softer skills’ to communities to fully support them to transform their lives from facing a debt-crisis to enabling them to manage their monthly commitments with ease – Only this is our key objective.

Furthermore we strive to afford communities to opt for resolving their debt problems in a neutral environment, which is new, welcoming delivering efficient effective processes and solutions in collaboration with our new Creditor clients.

Our Team are carefully ‘hand-picked’, who will lead by example, fully understand the debtor’s situation and rendering the very best service they are committed to deliver, as set via a stringent company policy aligned with global Best Practice Standards.

Hence our Team are subject to a stringent Code of Conduct which shall be applied regardless.

We look forward to serving you and officially extend our invitation to consult with us to be of service to you, whether you are a Debtor facing a debt-crisis and have hit a brick wall, or a Creditor Client requiring our assistance and support.

The initiators of EFFRS have shifted their own paradigm since the global financial downturn in realizing the dire need of humanity to survive, that the ‘old habits’ applied to debtors for decades is a ‘spirit-breaker’ and has no connection to restoring their dignity, self-love, self-acceptance, evolving free of emotional fear and turmoil and being given a second chance to transform their lives.

Many situations are not self-inflicted but debt collectors continue to utilize harsh approaches and tactics where the repercussions for the debtor is disastrous most times. Realistically debtors become incapable of recovering because their entire being is engulfed in fear and hence procrastination, until their situation spirals and snowballs out of control.

Destroying people and families intentionally for the targets and commission does not serve the collector or his life because you get what you put into your own life. We must be bearers of torches of wellbeing and recovery but most of us have yet to learn this very important principle, i.e. where you can help, then do it in good faith versus intentionally destroying someone resulting in their job loss, being unable to support their families where many finally resort to self-inflicted harsh measures. Those outcomes can never be reversed.

When you practice and have good Intentions, then the outcome is good, that is the Law of Life.

So the initiation of EFFRS was born our of 5years of committment to fully suppoert UAE Communities to fully recover from their Debt-Crisis in the most affordable way where both Debtors and Creditors do not lose and money in terms of commissions paid by Creditors is minimized.

Our approach is sincere and holistic with a full commitment to serve with the realization that Debtors have a responsibility to repay their liabilities and Creditors have the right to enforce their rights as their businesses are not charities.

Debtors must also learn to set their Intentions with sincerity and commit to repaying their debt with the same goodwill that it was approved and disbursed.